Covers loss or damage to property due to theft and forcible entry, including damage to the premises. The policy can cover assets within the insured’s premises including stock at warehouse. The loss can also be from premises of the insured, if the money is kept in a strong room.

Covers loss of money in transit between insured’s premises and bank/post office/named locations, due to theft, robbery and accidental causes. Also covers loss of loss of money from safe or strong room in insured’s premises

Covers employer for financial loss from employees dishonesty. This is covered more in detail in the employee fidelity section