- Broadly, liability insurance products can be classified as below depending upon the kind of risks that they cover. The products under each segment are mentioned below
Casualty Lines: Insurance against legal damages/ compensation, legal defence costs from third party claims as a result of bodily injury or property damage from the business operations of the insured.
Financial Lines: Covers a company for legal damages / compensation, legal defence costs from third party claims as a result of actions of directors/key management personnel, acts of negligence or errors in performance of professional services, fraud by employees.
Covers for third party liabilities (injury/accidental death/disease/ property damage) as a result of business operations of the insured.Explore
Can cover third party claims as a result of any product manufactured, sold, distributed by the insured. The liabilities can be as a result of bodily injury/accidental death/ diseases/ property damage.Explore
It is a combination of product and public liability, with additional extensions which makes it one of the most preferred liability insurance products globally.Explore
Cover for liabilities and defence costs for any civil/criminal action brought forward against directors, officers, employees for breach of duty, errors or misstatements in their managerial capacity.Explore
Covers negligent acts, errors and omissions in the performance of professional services. Specific covers also exist for certain professions, which are covered in the professions sections.Explore
Covers acts of dishonesty, fraud, forgery, robbery, theft resulting from activities of employees or contractual workers.Explore
Covers losses as a result of security/privacy breach in the insured’s computer systems that results in third party claims for unauthorized disclosure of personal information, alteration/ corruption of data.Explore
Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2023), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231