Comprehensive Risk Management Solution covering Product and Public Liability

One of the Preferred Liability Insurance Products Globally

Covers both premises and product liability in one package which makes Commercial General Liability Policy (CGL), one of the preferred liability insurances globally. Cover can also extend to advertising damages and completed operations (such as interiors, machinery) which have been commissioned and handed over to clients.

Comprehensive Territorial Coverage

The policy can be issued for a particular jurisdiction (Say India) or can be customized to include global coverage depending on your business. Cover can also be extended to subsidiary companies under the same master policy.

Customize Cover Based on Your Risk

The policy comes with the option to extend cover via add ons such as for coverage of pollution/contamination, waiver of subrogation etc. At Bluearmour, we can work with you to customize a cover that works for the risks that your project is exposed to.


Are there any exclusions under a Commercial General Liability policy ?
War, willful non-compliance of any statutory provision, nuclear risks, loss of goodwill or market share, claims payable under workmen compensation are typical exclusions under the policy. It may be noted that policy terms and conditions, premium can vary significantly across insurers for the same risk. Often, a combination of products/add ons is needed for effective risk mitigation. Blue Armour Insurance Brokers can advise you coverage terms as well as premium rates across the process.
What is duty to defend clause ?
Allows the insurer to step into the shoes of the insured in the event of any lawsuit, so that the brunt of litigation is not borne by the insured.

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Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2023), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231