Secure the well being of your people in times of an accident, anytime and anywhere

Customize Coverage Based on Your Organization’s needs

We can advise you on factors that need to be kept in mind to design a cover for your employees. Coverages can be customized based on employee designation, salary slabsand so on. The cover can be extended worldwide and 24*7, even after office hours.

A Benefit Policy

For death, permanent total (and partial) disability, temporary disability in the event of an accident, a lumpsum or fixed claim amount can be triggered. This can be over and above medical expenses for accidents and other add ons such as ambulance charges. This is called a benefit policy since a weekly benefit can be defined in the event of temporary disability when the person insured is recovering and cannot come to the workplace.

Enjoy the Benefits of Lower Cost and Add Ons

We help negotiate bulk discounts with insurers, while also helping you navigate policy conditions, exclusions and coverages which can vary significantly across insurers. Also, some add ons can be recommended depending upon the industry such as terrorism, snake bite etc


Does Group Personal Accident Insurance also have any exclusions?

Yes, it does . Also, the exclusions may vary across insurers. Some common exclusions include natural death, self inflicted injuries, intoxication, death or injury due to HIV or any sexually transmitted diseases, due to war and participation in criminal acts, while engaging in an adventure sport or hazardous activity.

What other add ons be included in Group Personal Accident Cover to enhance coverage ?
By paying extra premium, various add-ons coverage like coverage for children education, ambulance charges, funeral expenses , transportation of mortal remains etc. Depending upon the occupancy of the employer, specific risks such as terrorism can also be included.

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Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2023), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231