Covers for third party claims that can arise due to wrongful acts of Directors, officers in their managerial capacity

Several Exposures Make D&O Policy a required risk mitigation cover for Directors And Officers

Such as from shareholders, vendors, accounting irregularities, corporate governance compliances under the companies act or otherwise, investigations from regulatory authorities, claims by employees.

Comprehensive Territorial Coverage

The policy can be issued for a particular jurisdiction (Say India) or can be customized to include global coverage depending on your business. The cover can also extend to claims by shareholders and clients, employees abroad.

Customize Cover Based on Your Risk

The policy comes with the option to extend cover via add ons such as for coverage of Employee Practices Liability, Initial Public Offering, extended reporting etc. At Bluearmour, we can work with you to customize a cover that works for the risks that your project is exposed to.


Are there any exclusions under a Directors and Officers policy ?
Known or pending litigation before taking the policy, War, criminal acts, bodily injury are typical exclusions under the policy. It may be noted that policy terms and conditions, premium can vary significantly across insurers for the same risk. Often, a combination of products/add ons is needed for effective risk mitigation. Blue Armour Insurance Brokers can advise you coverage terms as well as premium rates across the process.
Can D&O policy also cover retired directors?
Yes it may, subject to policy terms and conditions.

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Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2023), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231