Whether you are a principal or a contractor, cover your Civil construction projects with an All Risk Cover

Get Coverage for a range of Civil Construction Projects

Contractor All Risk Insurance covers damage to the civil construction projects such as, residential and office buildings, hospitals, schools, roads, railways, bridges, tunnels, airports, dams, irrigation and drainage facilities, ports, among others. Policy can also be extended to cover design defects and the temporary work erected or constructed on site

All Risk Cover with named exclusions

Limited exclusions specifically named such as war, nuclear perils, normal wear and tear, willful damage or negligence among others. All other risks are included to extend a wide coverage against unpredictable occurrences.

Customize Cover Based on Your Project

The policy comes with several add ons which can be opted for depending upon the nature of project such as coverage for contractor plant and machinery, design defects, third party liability, earthquake, removal of debris, escalation of sum insured. At Bluearmour, we can work with you to customize a cover that works for the risks that your project is exposed to.


Does Contractor All Risk Policy Have an instalment payment option for premium?

Yes, select insurers can allow premium to be collected in instalments if period of insurance is more than 12 months.

How is premium decided for contractor all risk policy ?
Typical factors affecting the premium rating are: type of project, period of project, sum insured, location of project, add ons opted for
Can the policy be extended?

Coverage can be extended to a wide range of commercial vehicles including: Yes, Contractor All Risk Policy Can be extended by informing the insurer in advance and paying extra premium for the extended duration.

What is third party liability under Contractor All Risk Insurance ?

This means that injury or damages to a third party due to the construction activity is covered, and does not include injury or accident to your workers on site. For them, a workmen compensation policy would be required to cover them in the event of an accident.

Get In Touch

Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2023), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231