Individual Insurance

We deliver convenience and help you select a plan that works for your needs and that of your family. By working with you to understand your lifestyle, goals and objectives, we understand gaps in current coverage and insurance placement.

We work with you to create a solution that works for you, through our risk assessment approach and backed by a team which has decades of experience with marquee names in the insurance industry. We deliver convenience by easy tracking and reminders both during renewals and claims to ensure a seamless experience. Our team’s collective experience and exposure to different instances of coverages and claims treatment enables us to recommend a plan that works for you.

Health

Rising healthcare costs coupled with a changing lifestyle exposes you and your loved ones to financial stress in the time of a medical emergency. It becomes important to buy this cover early on with a plan that is well researched and thought through to allow for adequate protection for yourself and your loved ones.

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Motor

Its not just about fulfilling statutory requirements, protect your vehicle from loss with carefully selected add ons and extensions to prevent financial and emotional stress during an accident.

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Home

Choose carefully to protect your hard earned assets at home from theft and burglary. Unforeseen circumstances like fire, storms can cause unprecedented damage and create an irreparable dent your hard earned lifelong physical assets. A cost effective, comprehensive and well researched plan could be what you need.

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Travel

Choose a well researched plan to not only fulfil visa requirements but also cover for unforeseen medical emergencies during your tenure of visit. Also cover for risks such as loss of baggage and valuables.

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FAQ

I am covered by my employer, why do I need individual insurance?
Typically, health/personal accident/travel insurance granted by your employer hold until you remain with the organization. An individual insurance plan gives a cover if you change jobs to an organization that does not have an insurance plan for employees, or if the sum insured in the corporate cover is exhausted during a claim. Premium paid under Health insurance plans is also eligible for tax rebate under section 80D.
Can I buy individual insurance policies from anyone?
No, only intermediaries who hold a valid license by IRDA (Insurance Regulatory Authority of India) or agents of insurers can advise on insurance products. Insurance companies registered with the IRDAI can cover the risk. Policy terms and conditions, premium can vary significantly across insurers for the same risk. Blue Armour Insurance Brokers can advise you for coverage terms as well as premium rates across the process.

Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2026), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231