At Blue Armour, we take care of your people’s well-being with tailor made insurance cover and cost-effective wellness strategies.

Cover Your Peoples’ Well Being

Investing in health and performance programs is becoming increasingly important to attract and retain top talent. Engaging employees to increase ownership in their own health and financial well-being empowers them to become a more active participant in creating positive results. With studies showing that employees who are actively involved in their healthcare experience have better outcomes, the return on investment for organizations is high. At Bluearmour, we make the well-being of your people our business. We work with you to understand your goals and objectives, your employees’ unique needs and create a tailor-made wellness program that works for you, together with hands on assistance in explaining terms and conditions at inception and support at the time of claim.

Leverage the Benefits of a Group Insurance Plan

Superior Coverage from Individual Plans: A group plan allows coverage for some conditions (like pre existing diseases), which are not normally covered from day 1 in individual plans
More Cost Effective: Premiums are generally lower for the group than with individual plans for each member
Tailor Made Solutions: The plan can be customized as per the benefits you want to cover for each category of employees. The group can be segmented based on salary, designation, tenure or others to customize the coverage for each sub group under the group plan. An employee’s history under a group plan (claims history) can be made to port to his/her individual plan even after leaving the organization.

Not an Employer? A Group Insurance Plan could still be for You

Non-Employer Employee groups defined by IRDAI can also buy group insurance policies. Some of these can include societies (such as retirees association, clubs etc), borrowers/account holders in banks or NBFCs.


Does Are there different types of Group Insurance Plans ?

Yes, Group Insurance products can be classified as: Group Health Insurance, Group Personal Accident Insurance, Workmen Compensation, Group Travel Insurance.

These are covered a bit more in detail under the corresponding sections. At Blue Armour, we can tailor any of the above or a combination of these products based on the risks that you are trying to cover.

Does Group Insurance have any exclusions like individual plans?
Yes, it does though as a rule, group insurance offers wider coverage. Also, the exclusions vary across insurers. Some common exclusions in group health include involvements in criminal act, plastic surgery. Policy terms and conditions, premium can vary significantly across insurers for the same risk. Blue Armour Insurance Brokers can advise you coverage terms as well as premium rates across the process.
I have a small team. Can I still take group insurance for my employees?
Well Yes! depends on the number of employees that you have. Under IRDAI guidelines, the minimum number of employees needs to be 20. However, if your organization has less than 20 employees, you can still buy health insurance cover for your employees if family members are added.

Get In Touch

Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2023), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231