Professional Indemnity Insurance for Doctors

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Professional Indemnity Insurance for Doctors Advantage


Universally Accepted

Insurance recognized by hospitals that you work in, in India and overseas. Meets contractual requirements that you may have.


Comprehensive Cover

Covers claims made by your patients for negligence or wrong treatment or mishaps. The insurance will pay the costs of litigation, court fees and settlements. We typically place these insurance with an Any one Accident : Any one Year ratio of 1:1. This implies that you can claim your full sum assured for any claim. 1:2 and 1:4 ratios are also common but severely restrict your cover.


Original Retroactive Date

Covers claims related to any event after the retroactive date. This is specified as the start date when the first professional indemnity insurance was bought. So, if you have an insurance in force for the past three years and there is a suit pertaining to a surgery or case two years ago that will be covered.


Legal support

Some insurers will provide you legal advice and support to defend yourself. In a few cases they will take on the obligation of fighting your case.

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About Indemnity Insurance for Doctors Insurance

Protect the office from damage and burglary Cover for fire, earthquake, riots, flooding and similar perils. Also include theft, burglary and computer breakdown. Cover damages during the project or construction stage of a venture. Specialized insurance that caters to damage before a project is completed. Include loss of profit due to delays as well.


Insure damage to warehouses and goods stored there. Effectively insure goods and the warehouse even when there is frequent movement of material, loading and unloading of items. Cover all the company vehicles in one single insurance. Fleet insurance considerably reduces paperwork by having just one insurance policy. Gives you more negotiating power with insurers.

Direct Broker (General), IRDA License No 728 (Valid upto 25th August, 2026), Bluearmour Insurance Brokers Private Limited, CIN: U66000HR2019PTC084231